Ayushman Bharat Card 2024: Benefits, Eligibility, Registration, and Documents

Ayushman Bharat Card 2024:- The Ayushman Bharat Card in 2024 download link, eligibility criteria, and benefits of the Pradhan Mantri Jan Arogya Yojana (PMJAY) Ayushman Card Scheme have been provided by the Central Government for the economically disadvantaged citizens of the nation. This initiative offers free health insurance coverage of up to ₹5,00,000 to eligible beneficiaries. To date, over 30 crore citizens have applied for Ayushman cards. If you wish to avail yourself of this scheme, you must apply online for the Ayushman Card 2024 download. For comprehensive details, continue reading this post until the end to access all relevant information.

Ayushman Bharat Card

The Ayushman Card, alternatively known as the Ayushman Bharat Card, made its debut in 2018 through the joint efforts of the Ministry of Health and Family Welfare and the Government of India, as part of the Pradhan Mantri Arogya Yojana (PMJAY). This initiative aims to provide free medical care to citizens at government and select private medical facilities. Currently, over fifty crore Indians possess Ayushman Cards, utilizing them for cost-free medical assistance. This scheme operates on an insurance-based model, furnishing cashless healthcare services of up to Rs 5 lakh per family annually. Recognized across the nation, it grants access to government hospitals as well as approved private institutions. With the Ayushman Card under PMJAY, individuals can seamlessly receive cashless treatment upon hospital visitation. If you haven’t acquired an Ayushman Card yet, it’s advisable to do so promptly.

Ayushman Bharat Card

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Ayushman Bharat Card Overview 2024

Name of SchemeAyushman Bharat Yojana
Type of ProjectHealth Insurance
Launched23 September 2018
Started byPrime Minister Shri Narendra Modi
CategorySarkari Yojana
Official Websitepmjay.gov.in


Benefits of the Ayushman Card

  • Health Coverage: The Ayushman Card offers health coverage of up to Rs 5 lakh per year per family, encompassing a broad spectrum of medical expenses such as hospitalization, surgeries, diagnostics, and treatments.
  • Cashless Treatment: Holders of the Ayushman Card are entitled to cashless treatment at any government-designated hospital nationwide, eliminating the need for upfront payments. However, it’s important to note that not all hospitals are eligible; it’s advisable to verify the government-specified hospitals in your area beforehand.
  • Family Coverage: The Ayushman Card functions as a family card, extending its benefits to all members of a family based on the Socio-Economic Caste Census (SECC) Database.
  • Portability: The Ayushman Card is portable across all states and union territories in India, ensuring uninterrupted access to free treatment even when relocating.
  • No Age Bar: There are no age restrictions under the Ayushman Card scheme, ensuring that individuals of all ages, from children to the elderly, receive free treatment.

pmkisan.gov.in eKYC Registration

Eligibility Criteria for Ayushman Card

To be eligible for benefits under the Ayushman Bharat Pradhan Mantri-Jan Arogya Yojana, candidates must meet the following criteria:

  • Belong to the below-poverty-line (BPL) category or have low-income levels.
  • Have an annual income below Rs 2.4 lakh.
  • Qualify based on the Socio-Economic Caste Census (SECC) Database.
  • Have no family member earning above 16 years of age.
  • Belong to the SC or ST category.
  • Lack permanent residence.

Candidates are ineligible if they:

  • Own two, three, or four-wheelers.
  • Possess mechanized farming equipment.
  • Are government employees.
  • Earn Rs 10,000 per month.
  • Own refrigerators and landlines.
  • Own a decent house.
  • Own agricultural land.
  • Possess a Kisan card with a credit limit of Rs 50,000.

PM Kisan Status List 2024 Beneficiary

How to Register for an Ayushman Bharat Card?

To apply for an Ayushman card or Pradhan Mantri Jan Arogya Yojana, follow these steps:

  • Visit the official website of Ayushman Bharat PMJAY https://pmjay.gov.in/.
  • Verify your eligibility for the scheme.
  • Locate the nearest Common Service Center (CSC) using your pin code.
  • Visit the CSC with all required documents.
  • Provide necessary details such as name, address, family details (as per SECC database), and other information requested by the CSC operator.
  • The CSC operator will verify your details and submit your application.
  • Upon successful registration, you will receive the Ayushman Bharat Card with a unique identification number (UHID), enabling you to access free treatment at government-specified hospitals or clinics.

Required Documents

The following documents are required during registration for the Ayushman Bharat Card:

  • Aadhar Card
  • Ration Card
  • Alternatively, a Voter ID card if you don’t possess a ration card.
  • Passport-size photographs
  • Income Certificate
  • Caste Certificate

CSC Registration Process

How to Download an Ayushman Bharat Card?

After successful registration, follow these steps to download your Ayushman card online:

  • Visit the official website of Ayushman Bharat PMJAY.
  • Navigate to the Download E-Card section.
  • Enter your Aadhar Number, Mobile Number, or other required details.
  • Authenticate by entering the OTP received on your registered mobile number.
  • After verification, you can download your Ayushman Bharat Card in digital format or print it.
  • Keep a printout or save the E-card on your phone for future use when visiting the hospital for free treatment.

List of Diseases Covered in Ayushman Card

The Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (PMJAY) provides coverage for a wide range of medical treatments or procedures, including:

  • Cardiovascular diseases such as heart attacks, heart failure, and coronary artery disease.
  • Various types of cancer treatments including chemotherapy, radiation therapy, and surgical interventions.
  • Orthopedic procedures such as joint fracture, joint replacement, and surgeries.
  • Neurological conditions like strokes.
  • Kidney diseases.
  • Respiratory diseases.
  • Mental health disorders like anxiety and depression.
  • Maternal and child health services.
  • Diabetes, hypertension, and gastrointestinal disorders.

KCC Scheme 2024 Benefits


In conclusion, the Ayushman Bharat Card stands as a beacon of hope, offering extensive health coverage, cashless treatments, and portability across India. Its inclusive eligibility criteria prioritize the economically disadvantaged, ensuring access to quality healthcare. Registration is straightforward, facilitated through online platforms and Common Service Centers. With essential documents like Aadhar and income certificates, beneficiaries can swiftly avail themselves of this transformative scheme, enriching lives and fostering a healthier, more resilient society.


What is the eligibility for the Ayushman card?

Individuals from the SC/ST category, households without any member earning above 16 years, those with an income below Rs. 2.5 lakh, and those included in the PMJAY beneficiary roster are eligible to enroll in the Ayushman Yojana.

Is Ayushman Bharat free for everyone?

Certainly, the Ayushman Bharat health card is provided free of charge to eligible beneficiaries. However, it's essential to note the key exclusions within the scheme, which comprise cosmetic surgery, dental procedures, and organ transplants.

What is Ayushman card 5 lakh?

Ayushman Bharat PM-JAY stands as the world's most extensive health assurance scheme, striving to furnish a health coverage of Rs. 5 lakhs annually per family. This initiative targets over 12 crore economically disadvantaged families, totaling approximately 55 crore beneficiaries, constituting the bottom 40% of the population.

Is Ayushman Bharat only for poor?

Ayushman Bharat serves as the National Health Protection Scheme, extending its coverage to over 10 crore economically disadvantaged families, comprising roughly 50 crore beneficiaries. This initiative offers health coverage of up to 5 lakh rupees per family per annum for secondary and tertiary care hospitalization.

How can I apply for Ayushman Bharat?

You can apply for Ayushman Bharat through the official website or by visiting Common Service Centers (CSCs) with necessary documents.

Where can I find more information about Ayushman Bharat?

You can find more information about Ayushman Bharat on the official website or by contacting designated helpline numbers.

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