PhonePe Personal Loan Apply Now Online:- दोस्तों, आज की भागदौड़ भरी दुनिया में हर किसी को तुरंत वित्तीय सहायता की जरूरत है। कई लोग ऐसी परिस्थितियों में लोन के लिए बैंकों का रुख करते हैं। हालाँकि, पारंपरिक लोन आवेदन प्रक्रिया अक्सर लंबी होती है और इससे वित्तीय तनाव हो सकता है। लेकिन अब चिंता करने की कोई ज़रूरत नहीं है! यह लेख आपको एक परेशानी मुक्त लोन आवेदन से परिचित कराता है जो न्यूनतम दस्तावेज़ों के साथ 5 लाख रुपये तक का तत्काल व्यक्तिगत ऋण प्रदान करता है।
अगर आप किसी आपात स्थिति का सामना कर रहे हैं और आपको 5 लाख रुपये तक के व्यक्तिगत ऋण की आवश्यकता है, तो आगे पढ़ें! यह लेख आपको PhonePe से ऋण प्राप्त करने की प्रक्रिया के बारे में बताता है। पात्रता मानदंड, आवेदन प्रक्रिया, आवश्यक दस्तावेज़ और 2024 में PhonePe व्यक्तिगत ऋण के लिए ब्याज दरों के बारे में जानें। यह व्यापक मार्गदर्शिका आपको PhonePe ऐप से सफलतापूर्वक व्यक्तिगत ऋण प्राप्त करने के लिए आवश्यक सभी जानकारी प्रदान करेगी!
PhonePe Personal Loan Apply
Main Contents
PhonePe, a widely used mobile application for digital transactions, also offers loans in collaboration with third-party providers. If you’re in need of a personal loan, PhonePe can easily fulfill your requirements. Applying for a personal loan through PhonePe is straightforward, allowing you to get approval for loans up to Rs 5 lakh within 10 minutes from the comfort of your home. However, it’s essential to have the right information before applying.
In this article, we’ll provide you with comprehensive details on how to apply for a PhonePe Personal Loan online. You’ll learn about the application process, eligibility criteria, interest rates, required documents, and more. Stay tuned till the end for all the information you need to successfully secure a personal loan through PhonePe.
PhonePe Personal Loan Overview
| Article Name | PhonePe Personal Loan |
| Loan Type | Personal Loan |
| Loan Amount | Rs. 10,000 to Rs. 5 Lakh |
| Processing Fees | Can be from 2% to 8% |
| Partnership | Flipkart, Bajaj Finserv, Kredit Bee, MoneyView, Payme Indianavi, Navi App, etc. |
| Loan Approval Process | Online |
| Category | Trending |
| Official Website | https://www.phonepe.com/ |
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How to get personal loan on PhonePe?
अगर आप PhonePe के ज़रिए लोन लेना चाहते हैं, तो यह जानना ज़रूरी है कि आप सीधे PhonePe से लोन नहीं ले सकते। इसके बजाय, PhonePe थर्ड-पार्टी एप्लीकेशन के ज़रिए लोन की सुविधा देता है। PhonePe पर्सनल लोन पाने के लिए, आपको अपने आधार कार्ड का इस्तेमाल करके इनमें से किसी एक पार्टनर ऐप को डाउनलोड करके उसके ज़रिए अप्लाई करना होगा।
PhonePe पर्सनल लोन देने वाले पार्टनर एप्लीकेशन में Flipkart, Kredit Bee, MoneyView, Bajaj Finserv, Navi और Payme India शामिल हैं। शुरू करने के लिए, सबसे पहले PhonePe Business ऐप पर रजिस्टर करें। फिर, Google Play Store से किसी एक पार्टनर कंपनी का ऐप डाउनलोड करें और लोन के लिए अप्लाई करें। आप इन प्लैटफ़ॉर्म के ज़रिए 5 लाख रुपये तक का लोन पा सकते हैं।
फ़ोनपे पर्सनल लोन ब्याज दर: Interest Rate
The interest rate for a PhonePe Personal Loan varies based on the terms and conditions of the third-party application through which you apply. For example, if you apply via Money View, the interest rate can be up to 15.96%. Additionally, there is a processing fee that ranges from 2% to 8%. Loans through Money View can have terms from 3 months to 5 years, and other third-party providers may have different terms and conditions.
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Eligibility for PhonePe Personal Loan
To qualify for a PhonePe Personal Loan, you must meet the following criteria:
- You must be an Indian citizen.
- You must be at least 21 years old.
- You need to have all the required KYC documents.
- Your Aadhaar number must be linked to your mobile number.
- You must have an active bank account with the Aadhaar number linked to it.
- PhonePe should be active on your mobile, and your bank account should be linked to PhonePe.
- Both salaried individuals and self-employed people can apply.
- Your monthly income should be at least Rs 25,000, and you should have an income certificate.
- A good CIBIL score is necessary.
- You should have a good financial transaction record and not be a defaulter.
PhonePe Personal Loan के लिए आवश्यक दस्तावेज़
PhonePe से पर्सनल लोन के लिए आवेदन करने के लिए, आपको निम्नलिखित दस्तावेज़ों की आवश्यकता होगी:
- आधार कार्ड
- पैन कार्ड
- बैंक खाते का विवरण
- बैंक स्टेटमेंट
- वेतन पर्ची
- आधार से जुड़ा मोबाइल नंबर
- एक सेल्फी
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How to Apply Online for a PhonePe Personal Loan?
If you’re looking to get a personal loan from PhonePe and want to apply online, follow these steps to get a loan within minutes:
- Download PhonePe App: Go to the Google Play Store and download the PhonePe app.
- Register on the App: Sign up using your mobile number.
- Link Your Bank Account: Connect your bank account with your UPI ID on the app.
- Navigate to Loan Options: On your dashboard, click on the “See All” option near “Recharge & Bills.”
- Select a Third-Party Loan Provider: Under “Recharge & Pay Bills,” you’ll see names of third-party companies like Bajaj Finance LTD, Buddy Loan, Home Credit, Kreditbee, Moneyview, Avail Finance, and Navi. Choose the provider from which you want to take a loan.
- Download the Loan Provider’s App: For example, if you choose Moneyview, download the Moneyview app from the Google Play Store.
- Register on the Loan Provider’s App: Open the app and register with the same number you used for PhonePe.
- Provide Personal Information: Fill in the required personal information on the new page that opens.
- Select a Loan Plan: Review all personal loan offers and choose a plan that suits you under “Select Your Loan Plan.”
- Upload Necessary Documents: Enter banking details and upload the required documents.
- Receive Loan Approval: Once your loan is approved, the amount will be transferred to your bank account within a few minutes.
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Conclusion
In conclusion, applying for a PhonePe Personal Loan online offers a convenient and quick solution to meet financial needs up to Rs 5 lakh. By leveraging partnerships with trusted third-party applications like Flipkart, Kredit Bee, MoneyView, and others, the process ensures minimal documentation and swift approval. Register on the PhonePe Business App, download the relevant partner app, and follow simple steps to secure your loan within minutes. This seamless approach empowers users to access funds easily from the comfort of their homes when required.
FAQ’s
How to get a loan on PhonePe?
To apply for a loan through PhonePe, begin by registering on the PhonePe Business App. Next, download the app of a partnered company from the Google Play Store, where you can submit your loan application. Eligible applicants can receive loans of up to Rs 5 lakh through this platform.
Can I get a loan directly from PhonePe?
No, PhonePe does not directly provide loans. It facilitates loans through third-party partner applications.
How do I apply for a PhonePe Personal Loan?
First, register on the PhonePe Business App. Then, download the app of one of the partner companies from the Google Play Store and apply for the loan through that app.
What documents do I need to apply for a PhonePe Personal Loan?
You typically need your Aadhaar card, PAN card, bank account details, bank statements, and a salary slip.
What is the maximum loan amount I can get?
You can get a loan of up to Rs 5 lakh through the partner applications.
What is the interest rate for PhonePe Personal Loans?
The interest rate varies based on the terms and conditions of the third-party application you choose. For example, MoneyView offers an interest rate of up to 15.96%.
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