SBI PO Salary 2025: Revised Structure & Allowances, Job Profile & Promotions

SBI PO Salary:- The position of probationary officer stands as one of India’s most coveted, esteemed, and challenging roles. POs engage in diverse tasks spanning accounting, finance, billing, investment, and revenue collection. The enticing basic salary, coupled with lucrative perks and advancements, makes State Bank of India probationary officer positions highly sought-after among countless aspiring youths. Among the plethora of banking sector opportunities, SBI PO ranks as a prime choice for candidates due to its competitive salary packages and promising career trajectory. In this article, we present comprehensive details regarding the SBI PO salary for the year 2025.

SBI PO Salary 2025

The State Bank of India publishes all essential details regarding the probationary officer salary structure on its official website through a notification PDF. Prospective candidates aiming to join as probationary officers at SBI are urged to carefully review this notification PDF. Those appointed to the PO position at SBI will receive a basic payment of Rs. 41,960/-, along with various allowances and perks. The release of the notification PDF containing salary information typically leads to a notable surge in the number of candidates aspiring for this role. For individuals unfamiliar with the salary and allowances offered to SBI POs, thorough reading of our article is recommended.

SBI PO Salary

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SBI PO Salary Overview 2025

Article ForSBI PO Salary: Revised Structure & Allowances | Job Profile & Promotions
SBI PO SalaryClick Here
Year2025
CategoryTrending

SBI PO Salary Structure

The basic salary for the SBI PO position starts at Rs. 41,960/-, including four advance increments. The salary progression for a probationary officer follows this structure: Rs. 36,000-1490/7-46430-1740/2-49910-1990/7-63840, in accordance with the revised Bipartite settlement after four advance increments. Simply put, the basic salary begins at Rs. 36,000, with an increment of Rs. 1490 annually for the first seven years. In the eighth year, the basic pay rises to Rs. 46,430, with an annual increment of Rs. 1740 for the following two years, and so forth. The maximum basic salary for an SBI PO can reach up to Rs. 63,840. Below is the detailed salary structure for SBI PO in 2025, including gross salary, deductions, and net salary.

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SBI PO Salary Structure in India

ParametersAmount (INR)
Basic PayRs. 41,960
Special AllowanceRs. 6,881
DARs. 12,701
Location AllowanceRs. 700
Learning AllowanceRs. 600
HRARs. 2,937
Gross SalaryRs. 65,780
Deductions (PF/Income Tax/Professional Tax/Pension)Rs. 12,960
Net SalaryRs. 52,820

Salary Deductions for SBI PO

From the monthly gross salary of Rs. 65,780, various deductions are made, including a PF contribution of Rs. 4,196, income tax, professional tax, and contributory pension fund. After all these deductions, the in-hand salary for a probationary officer amounts to Rs. 52,820. The detailed breakdown of deductions is provided in the table below.

ParticularsAmount
PF ContributionRs. 4,196
Income TaxRs. 3,290
Professional TaxRs. 200
Contributory Pension FundRs. 5,274
Total DeductionsRs. 12,960

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SBI PO In-Hand Salary

With a basic pay of Rs. 41,960, the in-hand salary for a probationary officer ranges from Rs. 52,000 to Rs. 55,000 per month. The gross annual compensation varies from Rs. 8.2 lakhs to Rs. 13.08 lakhs. In addition to the basic salary, probationary officers receive allowances for lease rental, HRA, DA, medical, CCA, and other perks, which depend on the job posting location.

SBI PO Salary Increment

SBI POs receive annual increments, fixed for the first seven years, followed by different increments for the next two years, and another set for the subsequent seven years. The year-wise increment details are provided below.

SBI PO Year-Wise Increment

PeriodIncrementBasic Salary
First 7 yearsRs. 1490/-Rs. 36,000/-
Next 2 yearsRs. 1740/-Rs. 46,430/-
Another 7 yearsRs. 1990/-Rs. 63,840/-

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SBI PO Allowances

Probationary officers at SBI receive various allowances, including dearness allowance, city compensatory allowance, house rent allowance, furniture allowance, medical allowance, medical insurance, traveling allowance, petrol allowance, newspaper allowance, entertainment allowance, and more. Details of these allowances are listed below.

SBI PO Salary Allowances

AllowanceAmount
Dearness Allowance26% of the Basic Pay
City Compensatory Allowance3% – 4% depending on location
House Rent Allowance7% – 9% depending on place of posting
Furniture AllowanceRs. 1,20,000
Medical Insurance100% covered for employee, 75% for dependents
Traveling AllowanceAC 2-tier fare reimbursed for official travels
Petrol AllowanceRs. 1,100 – Rs. 1,250
Newspaper, Entertainment, Books AllowanceVaries based on cadre

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State Bank of India PO Perks

In addition to a competitive salary and allowances, SBI POs enjoy several additional perks, outlined below:

BenefitDescription
Contribution Pension Scheme/New Pension SchemeEmployees contribute towards a pension scheme, ensuring financial security post-retirement.
Medical AidProvides medical coverage for both the employee (100%) and their family (75%).
LTC (Leave Travel Concession)Allows employees to avail of travel benefits during their leave periods.
Home Travel Concession/Leave Fare ConcessionOffers concessions on travel expenses for employees and their families.
Concessional Interest Rates for LoansProvides employees with discounted interest rates for housing, car, and personal loans.

Detailed Salary Structure

ComponentDetails
Basic PayINR 41,960 (with 4 advance increments). The pay scale is INR 36,000-1490/7-46,430-1740/2-49,910-1990/7-63,840
Dearness AllowanceDA is revised quarterly based on the Consumer Price Index (CPI). Currently, DA is 46.9% of the basic pay
City Compensatory Allowance (CCA)CCA varies with the place of posting, ranging from 3% to 4% of the basic pay
Leased House AccommodationSBI PO is entitled to house lease, with amounts varying from INR 8,000 (rural areas) to INR 29,500 (Mumbai)
Furniture AllowanceINR 1,20,000 for the purchase of furniture
Medical Insurance100% medical coverage for SBI employees and 75% for their family members
Travelling AllowanceReimbursement of AC 2-tier fare for official travels
Petrol Allowance50 liters (2-wheelers) or 55 liters (4-wheelers) or INR 1,100-1,250 as conveyance allowance without vehicle

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SBI PO Job Profile & Promotion

Selected candidates for the SBI PO post will undergo training to prepare for the job, gaining basic banking knowledge. All selected candidates must sign a bond of INR 200,000 to serve the bank for a minimum of three years from joining. After the probation period, candidates are promoted to Junior Manager Grade Scale I. Following two years as a probationary officer, they become eligible for promotions to various positions listed below.

Job ProfileDescription
Probationary Officer (PO)Entry-level position where candidates undergo training in basic banking knowledge.
Junior Manager Grade Scale IAfter the probation period, POs are confirmed as Junior Managers Grade Scale I (JMGS-I).
Assistant ManagerEntry-level managerial position responsible for supervising teams and executing operational tasks.
Deputy ManagerMid-level managerial position overseeing specific departments or functions within the bank.
ManagerMid-level managerial position with increased responsibilities in decision-making and team management.
Chief ManagerSenior managerial position with leadership responsibilities and involvement in strategic planning.
Assistant General ManagerSenior leadership position overseeing multiple departments or regions within the bank.
Deputy General ManagerExecutive-level position implementing strategic initiatives and driving organizational growth.
General ManagerExecutive-level position with significant authority in leading the bank’s operations and strategic direction.
Chief General ManagerSenior executive position managing key aspects of the bank’s operations and contributing to high-level decision-making.
Deputy Managing DirectorTop-level executive with broad oversight over various departments and functions within the bank.
Managing DirectorTop-level executive steering the bank’s overall direction, ensuring financial stability and growth.
ChairmanHighest-ranking position, providing leadership to the board of directors and representing the bank’s interests externally.

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Conclusion

In conclusion, the SBI PO salary structure for 2025 reflects the bank’s commitment to attracting and retaining top talent. Alongside competitive compensation, the job profile offers diverse opportunities for learning, growth, and advancement, making it an attractive career choice for aspirants seeking a fulfilling career in banking.

FAQ’s

What is the salary structure of SBI PO in 2025?

This means the PO will start with a basic salary of Rs. 36,000, which will increase by Rs. 1,490 annually for the next seven years. After that, the basic salary will be Rs. 46,430, with an annual increment of Rs. 1,740 for the following two years, and so on. The maximum basic salary for a probationary officer at SBI can reach up to Rs. 63,840.

What is the promotion & salary structure of SBI PO?

The basic salary for an SBI PO position is Rs. 41,960, including four advance increments. The salary structure follows a scale of Rs. 36,000-1490/7-46430-1740/2-49910-1990/7-63840, as per the revised Bipartite settlement after four advance increments.

What is the maximum basic salary for an SBI PO?

The maximum basic salary for an SBI PO can reach up to Rs. 63,840.

What allowances are provided to SBI POs?

SBI POs receive various allowances, including Dearness Allowance (DA), House Rent Allowance (HRA), City Compensatory Allowance (CCA), Medical Insurance, Travel Allowance, and more.

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